Retirement Financial Planning programs are designed to help retirees and pre-retirees create financial plans. Most such programs allow year-by-year plans for investments and investment returns, taxes, and expenses - including periodic or one-time events.

Review Results
This review is in work. Until the review is complete, I suggest the following application for your financial retirement planning needs:

• Retirement Financial Model
  This freeware Retirement Financial Model is a downloadable Excel spreadsheet which provides the ability to plan all major elements of a retirement financial plan.

  An online version of the model is also available (Internet Explorer is required).

Retirement Financial Planning Features
These are the minimum features that I expect from retirement financial planning software. Each of the candidate programs will be ranked against how well they implement the following features. As the review continues, the list of features may change.

1. Pre/Post retirement
2. Annual Expenses
3. Annual Investments
4. Lump sum events (expenses/investments)
5. ... still in work

Candidate Programs
These are the programs included in this review.

Freeware	Commercial
... in work	... in work

User Feedback & Suggestions
I welcome any suggestions on other retirement financial planning programs that should be considered, or suggestions on how better to review the selected programs.